Paying too much for home insurance?

When you’re home insurance premium doubles, or more. It’s time to search for a new carrier. Insurance providers don’t want to pay out for claims, so if the 4 major systems of your home are updated and in good shape, less risk of a claim will be attractive to an insurance provider.  Guardian Home Inspections 4 point inspection is a visual examination of the condition and age of your Roof, HVAC system, Electrical system and Plumbing. When documented and presented to a preferred insurance agent, a 4 point inspection (depending on conditions) will qualify you for specific insurance providers. Better condition and newer components equals more options for better insurance policies. If you are paying too much for your policy,  let Guardian Home Inspections Perform a 4 point and help you qualify for a better insurance provider.

Huge savings on your home insurance premium
In some states, homeowners can benefit from reduced insurance premiums. The Gulf Coast states, which are most prone to windstorm damage from hurricanes.  States have each considered mandating incentives to mitigate damage due to wind. Mississippi and Texas currently do not have such legislation, although Florida has been successful. Following Hurricane Andrew, Florida passed a law requiring insurance companies to offer their customers discounts and credits for existing building features and home improvements that reduce damage and loss from wind. In order to qualify for this discount, homes must undergo a certified wind mitigation inspection. However, many Floridians do not know of this law.


Are you selling your home?

Let an InterNACHI Certified Professional Inspector® inspect it before you even list it. A Move-In Certified® home has been pre-inspected, which means that the seller can confirm that there are no major systems in need of immediate repair or replacement, and no known safety hazards. A Move-In Certified® Seller Inspection informs you of any defects or problems with your home so that you can address them before prospective buyers discover them. You can then take the time you need to obtain reasonable repair estimates. Show prospective buyers that you are dealing in good faith. Avoid 11th-hour negotiations and delays, and justify your full asking price by having your home pre-inspected now.


A standard home inspection is an evaluation of the visible and accessible interior and exterior structure, systems and components. Your report will include findings of any material defects we discover in an easy-to-read format. we will also provide  recommendations for monitoring, repair or replacement. And our job isn’t finished until you understand everything in your report.


Mold is a byproduct of the breakdown of organic matter, such as plants, wood, and even food and certain beverages. The problem posed to humans by mold is their spores, which can be released into the air and land on damp surfaces indoors, where they will continue to grow, if the conditions are right. Mold growth left unaddressed can quickly spread and result in damage to the structure of a home. More importantly, mold can compromise the respiratory health of susceptible individuals. We follow the IAC2 standards for mold inspections.

 Infrared thermography (IRT) is the science used to capture and process thermal information using non-contact measurement tools. This is done by analyzing infrared (IR) radiation emitted from an object whose temperature is above absolute zero. Because this wavelength exists outside of the visible spectrum of light, infrared measuring devices are required to capture and process this information.



If we miss anything in your inspection covered by InterNACHI’s Standards of Practice, your home may be eligible for the Buy-Back guarantee.